Mortgage Services
Need Help Getting Started With Mortgage. Let Us Help You Start.
We can tell you which companies and loan officers in the Nevada County area and Santa Clara County area that will go the extra mile to provide excellent service to make sure that your transaction closes.
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn’t the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified.
Our Lenders Want to Say Yes
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
What Questions To Ask Your Contractor Before Hiring Them?
With all of the home shows coming up this is a very helpful article to read. You want your next contractor to have what it takes to do the job right the first time. Word [...]
Real Estate Market Update San Francisco Bay Area
Will the Bay Area economy remain strong in 2017? What’s in store for commercial and residential real estate? How will Trump’s election affect our region? The ‘Bay Area’ Defined What is the Bay Area exactly? [...]
Buyer/ Seller Real Estate Tips From The Trotter Team
With the economy on a slow rise back to normalcy, many are still unsure of whether they should be buying or selling a home. Despite the uneasiness you may feel, you don’t necessarily have [...]
First Time Home Buyers Guide for Californians
With current mortgage rates low and demand for homes high, it’s a sellers' market in Santa Clara County but its changing in Nevada County . Although anywhere, the right home at the right price sells [...]
Home Winterization Tips
Prepping your home for the winter will save you money, guard you from unnecessary repairs, and protect your home from winter’s harsh weather. Below are some specific tasks that will prepare your home for [...]
5 Kinds of Mortgages: What’s Right for You
Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your [...]
13 Rules Today’s New Home Buyers Can Learn From The Past
Many of today’s new home buyers are Millennials – the generation born in the 80s and 90s – who are now getting married, starting families, and stepping into the real estate arena for the very [...]
Reverse Mortgages: New Rules Make Them Safer for Homeowners
The promises of a reverse mortgage -- never having to pay a mortgage bill again and using your home's equity to finance retirement -- can sound too good to be true. It almost was too [...]
Why We Fall in Love—With Houses
Falling in love can be wonderful—and finding the perfect house can make a house-hunter weak in the knees. As Valentine’s Day approaches, a survey by Realtor.com shows that falling head-over-heels for a house is fairly [...]

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